People are generally unaware of how bad things can get if the insurance companies decide to play games with your life. You buy a house and you automatically buy insurance. You may not even notice that you are required to have insurance if you have a mortgage, just like getting a car loan. If you can’t get insurance, you can’t have a house with a mortgage.

If you have a business you need insurance. Many jurisdictions require proof of insurance to get a business license. Again, if there’s a bank involved, they want insurance.

Even though they have been making record profits, insurance companies are looking at global warming and the probability of another 2005 hurricane season and deciding that they don’t want to be in the home insurance market in coastal zones. Apparently insurance companies are no longer interested in risk.

Florida is caught in a bind, and the politicians are not willing to come to grips with the problem.

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It’s that time a year when we all get to relive the exciting time between 1:00AM and 2:00AM Sunday morning twice on the same day — yes, it’s the end of Daylight Saving Time.

While most of the clocks I use do it automatically, for some reason I have to reset the blog manually. Maybe in the next up-grade, although I have already failed to install the last one.

As numerous outlets have reported, Virginia Republican Senator George Felix “Macaca” Allen blasts Webb novels for sex scenes.

James Webb can’t avoid his past any longer. He needs to stand up and admit he was a Republican when he wrote those sex scenes. I know he has seen the light and repented, but he needs to be honest about his problem and act as a model for others, enabling them see the light and make the change in their life. Show Republicans that they too can be saved from a life of ignorance and fear that leads to inserting gratuitous sex scenes in otherwise good novels so they’ll be purchased by other Republicans.

Jim, if you had done this earlier you might have saved Representative Mark Foley (R-FL-Resigned in anticipation of Indictment) from his novel Turning Pages: My Life in the Congressional Cloak Room.

Mustang Bobby at Bark Bark Woof Woof and dozens of others have written about the New Jersey court decision. My reading is not nearly as dramatic as many. From what I have read the court ruled that the New Jersey constitution says everyone has to be treated equally. The state has created a class of partnership agreement called “marriage” that discriminates against a group of people. The legislature needs to fix this problem.

The quick fixes are to change the name to civil union and open it to everyone, or to get the state out of “marriage” altogether. I can’t see the second option being pursued, as there are too many voters who enjoy the benefits of “marriage.”

As predicted the Reich is out in force to use this decision to stir up the “base.”

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